The 90-Day Spending Reset
Change your spending habits over three focused months.
A structured 90-day course for understanding where your money goes, breaking impulse-spending patterns and building routines that last. Includes 7 chapters, a Daily Spending Journal, a Weekly Spending Planner and a No-Spend Challenge Tracker. One-time payment, lifetime access.
- 7 in-depth chapters
- Daily Spending Journal
- Weekly Spending Planner
- No-Spend Challenge Tracker
- Downloadable PDF
A guide you use, not a file you forget
The 90-Day Spending Reset runs as a web app in our member area. Read a chapter, use the tools, tick off the action, and pick up exactly where you left off.
7 guided chapters
Short, step-by-step chapters with a progress bar that shows what you have read and what comes next.
Daily Spending Journal
Log every purchase with its date, item, amount and category. Mark Planned with 1 if you decided before the day started or 0 if you decided in the moment, and note your mood or trigger in a word or two. The summary shows your total, unplanned share, top category and the trigger behind the most unplanned dollars. Example rows are illustrative; replace them with your own.
Weekly Spending Planner
Enter your weekly flexible spending limit (your planned flexible bucket divided by 4.33), then plan an amount for each category on Sunday and update what you spent every two or three days. The summary shows what is left, which categories are over and how much of the week's limit you have used. Example rows are illustrative.
No-Spend Challenge Tracker
Set your challenge length in days, then add one row per day: mark 1 for a no-spend day (only items on your allowed list) or 0 for a spending or slip day, and estimate the money you would normally have spent that day. The summary shows your no-spend days, current and longest streak, progress through the challenge and the estimated amount kept. Example rows are illustrative.
Action Roadmap
One concrete action per chapter, collected in a checklist so you always know the next thing to do in your kitchen.
Downloadable PDF
Every chapter in one clean, printable document. Save it as a PDF to read offline or keep a copy in the kitchen.
Chapter by chapter
A clear overview of what The 90-Day Spending Reset covers, so you know exactly what you are getting before you buy.
Format & delivery
- Interactive web app: chapters, tools and an Action Roadmap. Nothing to install.
- Your reading progress and tool entries are saved automatically in your browser.
- A downloadable PDF of every chapter for offline reading or printing.
- One-time payment in USD. No recurring charges.
- 01
Days 1–14: Track Everything Without Judgment
For two weeks you change nothing except one thing: you write down every dollar that leaves your hands, with the context around it, so the rest of the program is built on what you actually do rather than what you think you do.
- 02
Find Your Patterns: Triggers, Small Leaks and the Spending Audit
Turn two weeks of raw entries into a clear picture of when, why and where your money leaves, so that every change you make in Month 2 targets a real pattern instead of a guess.
- 03
Values-Based Spending: Fund What Matters, Cut What Doesn't
Rank what genuinely matters to you, then build a conscious-spending plan that spends generously on those things and cuts hard on the rest, so the reset feels like a trade, not a punishment.
- 04
Friction and Environment: Make Overspending Harder and Good Choices Easier
Redesign the places where spending happens (your phone, your inbox, your wallet and your kitchen) so that unplanned purchases take more steps and planned choices take fewer.
- 05
The Weekly Plan and No-Spend Challenges
Manage flexible spending in seven-day blocks with a ten-minute Sunday plan, then use short, well-designed no-spend challenges to reset your defaults and prove to yourself what you can do without.
- 06
Social and Family Pressure: Saying No Without Losing People
Prepare honest, friendly scripts for invitations, gifts and children's requests, plus low-cost alternatives, so other people's plans stop deciding your budget.
- 07
Days 61–90: Lock It In With Reviews, Goals and a Relapse Plan
Turn new behavior into lasting routine with a monthly review, a plan that sends freed-up money to real goals automatically, a written relapse plan, and a 90-day review that sets up the months after the reset.
One product. One price.
Pay once and keep access. Your login is emailed right after payment.
The 90-Day Spending Reset
$54USD · one-time payment
- 7 in-depth chapters
- Daily Spending Journal
- Weekly Spending Planner
- No-Spend Challenge Tracker
- Downloadable PDF
- Progress tracking and Action Roadmap
Secure checkout · Instant access · 7-day refund policy
Questions, answered
The 90-Day Spending Reset is an interactive web app with 7 chapters, 4 built-in tools (including an Action Roadmap) and progress tracking. You can also save every chapter as a PDF for offline reading or printing.
Right after payment we email your login details to the address you used at checkout. Log in on our website and the app opens in your browser. Nothing to download or install.
Yes. You pay $54 (USD) once and keep access to The 90-Day Spending Reset. There are no recurring charges.
Yes. The app works in any modern browser on phone, tablet or desktop. Your progress and tool entries are saved in the browser you use.
No. The first chapter starts from the basics, every method is explained step by step with worked examples, and the built-in tools do the arithmetic for you.
Write to us within 7 days of your purchase for a full refund. See our Refund Policy for the details.
No guide can promise that, and we never do. The 90-Day Spending Reset teaches methods, routines and tools; any result depends on your own income, expenses and circumstances. It is educational content, not financial, legal or tax advice.
7-day refund policy
If The 90-Day Spending Reset is not right for you, email us within 7 days of purchase for a full refund. Details in our Refund Policy.